Mortgage Restructurer – Prime minus .25% for 3 years

by Maggie Chandler on November 17, 2009

in Uncategorized

This just in from my mortgage broker, Alma Pasic.  Borrow as much as $400,000 and pay $1,323.35 per month. Mortgage Sale Ends December 16, 2009.  One of Canada’s most Aggressive Mortgage Product’s on sale now! All purchases, refinances or debt consolidations are elgilble for. Prime – .25% for 3 year variable = 2.00% TODAY.  Email us at alma_pasic@telus.net for a free information package.  

  • The Trend is your friend: It wasn’t all that long ago that we were Prime +.80 etc..and look where we are now. What will Prime +/- look like in 3 yrs. That I can’t answer but the trend is your friend. We could easily be back to P-.60 or greater in a few years which is perfect timing for when the 3yr ARM will be up for renewal.

 

  • Most likely you will lock-in your ARM when Prime increases, the 3 yr ARM makes the most sense as it gives you more conversion options then on the 5 yr. On the 3 yr ARM, 1 yr from now, clients could chose a 2, 3,4,5 + term. If you chose a 5 yr term, 1 yr from now, they would only be offered a 4,5 + term. REMEMBER THE LENDER CONVERTS ALWAYS AT BROKER BEST RATES, NOT CHARTERED BANKS POSTED RATES.  Saving you thousands of dollars over the term

.Policies: 

  • Qualify using 3 yr discounted rates (3.59% today)
  • Appraisals waived on most conventional deals
  • Add 15bps to rate on rentals and BFS deals
  • 44/44 debt servicing if beacons over 680. 35/42 if under 680

Subject to change and qualificationSome lender fees may apply (not usually)  Alma PasicMortgage ConsultantVerico Wealth Wizard Financial Corp.300-1275 West 6th AveVancouver, BC V6A 1H6P.  604 729 4611F.  604 608 3203

alma_pasic@telus.net

keep up to date with vancouver’s changing real estate market, subscribe via RSS or email. contact maggie when you’re ready to buy or sell vancouver real estate – working hard for you since 1981      

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WELCOME! And thanks for checking out my site, and wanting to know a little bit about me. I LOVE what I do, and that’s helping home buyers and home sellers in the waterfront condo neighbourhoods of Vancouver and I’ve been doing just that for nearly 30 years, so I’ve really gotten to know this market like the back of my hand. In fact I’ve seen Vancouver’s neighbourhoods of Coal Harbour, Downtown, Kitsilano, False Creek North, the West End and now the Olympic Village being built and I have an in depth knowledge of these neighbourhoods. My interest in Vancouver’s history combines with my interest in the changes and growth of its waterfront neighbourhoods. If you see me walking on the seawall, playing tennis or boating, say hello! The city of Vancouver and its neighbourhoods of Coal Harbour, Downtown, Kitsilano, False Creek North, the Olympic Village and the West End have been put on the world map with its dynamic growth, international immigration, hosting the 2010 Winter Olympics, amazing world class restaurants, geographical beauty and quality of life. Consistently voted the Best City in the World to live, you can find great shopping, sports and entertainment in Vancouver. I assist first time and trade up home buyers, investors and vacation home buyers, as well as first time and trade up home sellers, investors and vacation home sellers with the purchase and sale of houses, townhouses and condominiums. I come armed with stats and graphs and an extensive knowledge of market activity, with attention to detail that will give you piece of mind that I’m working in your best interest, I am a hard working, detail oriented, diligent individual with strong interpersonal skills, patience and a high level of integrity . My goal is to make the home buying and the home selling a fun trip with low stress and I use today’s technology to make every real estate transaction as smooth as possible by clearly answering your questions, providing expertise and offering a savvy opinion. Providing trustworthy real estate services in the Vancouver area for over 30 years

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